In New Jersey, reckless driving is a serious traffic offense that can lead to significant consequences in your license and insurance. This offense is defined as driving without considering others' safety, violating traffic laws, or putting others' lives or property in danger. The consequences include fines, suspension of license, increased insurance premiums, and arrest in severe cases. If you accumulate six or more points within three years, you may face suspension, additional fines, and driver education requirements. To reduce penalties, you can take a driving education course or consult a lawyer.